Understanding money, one blog at a time

With the rising costs of everything on Earth, credit cards and financing has become the 'American Way' to get the things you want.  Many people look at debt as the saver of all desire.  "I really want this vacation, I'll just put it on a credit card" or "I want some new furniture this weekend, I'll just get a store credit card". NO! Bad Bad Bad! Credit should be used as a tool or vessel, to make you even more successful. That's the trick. It's ok to have credit cards, but it's not OK to max them out, or buy things your don't need. Look at it this way: DEBT IS STOPPING YOU FROM FINANCIAL FREEDOM. Period pooh . As long as you owe someone, you'll always be broke.  Lucky for you, I have the most effective way to get out debt in 3 easy steps. Step 1 Save a nice nest egg for emergencies.  Take a few dollars from each check and have it automatically transferred to a separate account. Your saving goal should be a set amount, so t...